Employee Benefits
Employee Benefits
The amount you will have to pay per month over the District cap is indicated on the documents listed below on this page.
The plans offered are Western Health Advantage (WHA) HMO, WHA High Deductible (2 plans), Sutter Health Plus (SHP) HMO, SHP High Deductible (2 plans), Kaiser $25/$10 and Kaiser High Deductible (2 plans). Please note that Kaiser will now include a new high deductible plan with a deductible of $3000.
- Employees are now able to modify their benefits. You may take a:
- Medical plan only
- Medical plan and dental only
- Medical plan and vision only (vision is only for employees)
- Medical plan with both dental and vision (vision is only for employees).
- A summary of each medical plan the District offers is listed below on this page. Spend some time reviewing the plans. Remember that the Kaiser $25/$10 automatically comes with vision.
- If you opt out of dental, you and your dependents will lose your current percentage of payment. Should you re-enroll in the future, your coverage percentage will be reset to the 70% benefit level.
- The District, provided you are enrolled in a health plan, pays the premium for Basic Life Insurance through The Hartford in an amount equal to 1 times your annual earnings to a maximum of $200,000.
- Depending on which scenario you choose, check the applicable rate sheet to find out what your premium cost will be each month.
- It is possible to waive benefits, if your spouse does not work for the District, and has a plan that works better for you. Remember, waiving your benefits means that you will have no dental, vision or life insurance.
- All employees over the age of 65 do not have the option of joining the high deductible plans.
- If you want to make changes to your benefits due to a qualifying life event please email your payroll technician.
- The VSP vision plan is ONLY FOR EMPLOYEES. This plan does NOT cover any dependents.
New Rates for 2024-2025 - CSEA
| Medical Only | Medical & Dental | Medical & Vision | Medical & Dental & Vision | |
|
High Deductible |
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HMO & Kaiser 25/10 |
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|
10 Pay Percentage Employee |
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|
11 Pay Percentage Employee |
New Rates for 2024-2025 - RTA
| Medical Only | Medical & Dental | Medical & Vision | Medical & Dental & Vision | |
|
High Deductible |
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|
HMO & Kaiser 25/10 |
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|
11 Pay Percentage Employee |
New Rates for 2024-2025 - Management & Confidential
| Medical Only | Medical & Dental | Medical & Vision | Medical & Dental & Vision | |
|
High Deductible |
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|
HMO & Kaiser 25/10 |
Summaries Of Each Medical Plan
Vision – VSP (Employee Only) - Click here to Download Summary
Dental – Delta Dental (Family) - Click here to Download Summary
2024-2025 - Rate Increase - Click here to Download
RCSD 2024-2025 Benefits Guide - Click here to Download